https://blogs.mittiyo.com/tags/section-1013a/Recent content in Section 10(13A) on Mittiyo BlogsHugoen-us© {year} Mittiyo. All rights reserved.Sat, 20 Jun 2026 10:00:00 +0530https://blogs.mittiyo.com/mittiyo/hra-home-loan-same-year-guide/Sat, 20 Jun 2026 10:00:00 +0530https://blogs.mittiyo.com/mittiyo/hra-home-loan-same-year-guide/<p>It is one of the most common questions at tax-filing time, and one of the most misunderstood: if you are paying rent and also repaying a home loan, can you claim the tax benefits for both in the same year? The short answer is yes. The Income-tax Act treats your rent and your home loan as two separate situations, and nothing stops you from claiming both at once, as long as each claim is genuine.</p>